For every house you see at an Open House, there are several that sold on the Saturday before the Open.

All real estate agents work for the seller unless they have a separate agreement with the buyer.

Only a buyer's agent can negotiate for you.

There are many first time homebuyer programs, some with no income limits, we can tell you about them.

There are many loan programs with little or no down payment, we can tell you about them.

You can roll your closing costs into your mortgage so they become tax deductible.

You need a buyer's agent who will check the MLS twice a day for new listings. In this market, good homes are selling within hours of being listed.

You need a "well-connected" agent who can network with other agents to show you homes before they even come on the maret.

You need an agent who is more vested in client satisfaction than in the income from the transaction. Your agent wll be recommending loan officers, real estate attorneys, and home inspectors. You need to feel comfortable that you are only getting the best.

You need the professionals that the professionals use. Kristof Realty Group has sold property for real estate attorneys, settlement companies, surveyors, appraisers, loan officers and local real estate agents and brokers.